Three Pillars. One Platform. One Deadline.

Each pillar delivers value independently. Together they become the operating system for your practice.

What ComplyHub Does

Three pillars, built for Australian accounting firms facing the 1 July 2026 deadline.

Pillar 1 — AUSTRAC Compliance

The Wedge — Urgency: July 1 Deadline

Digital identity verification (biometric)
KYC/KYB automation
Dynamic risk scoring (Low/Medium/High)
PEP and sanctions screening (6 list categories)
Immutable 7-year audit trail
AML/CTF Program builder
SMR drafting assistance

Pillar 2 — Expense Automation

Daily Stickiness — Saves 6–10 hrs/week

Receipts via email, SMS, WhatsApp
OCR extraction — vendor, GST, date
Auto-post to Xero
Bulk approval — 50 receipts in 5 minutes
Client self-service portal
Auto bank reconciliation

Pillar 3 — AI Client Communication

The Differentiator — Saves 8–12 hrs/week

AI email drafting
BAS deadline auto-reminders
Missing document follow-ups
Configurable mail tone and style
Smart onboarding sequences
Context-aware responses

How ComplyHub Works

From new client in Xero to AUSTRAC-ready in 90 seconds – fully automated.

Connect Xero Practice Manager

ComplyHub polls XPM every 15 minutes and detects new clients automatically. No manual click required — fully autonomous.

Client Completes Biometric IDV

A branded email is sent with a Stripe Identity verification link. Client uploads ID and completes liveness check. Median completion: 4 minutes.

Screening and Risk Scoring

PEP, sanctions, and adverse media checked across 6 list categories simultaneously. 7-factor weighted risk score calculated in ~10ms.

Outcome Routed and Sealed

Standard CDD or EDD path triggered automatically. Every decision written to the immutable SHA-256 hash-chained audit log with full rationale.

Frequently Asked Questions

Does ComplyHub replace my AML consultant?

No — ComplyHub runs Part B operational execution. Your AML consultant defines the Part A program thresholds. The two work together. ComplyHub flags candidates, drafts the SMR, and locks every decision into the audit log. The consultant defines what reasonable suspicion looks like.

Does ComplyHub file SMRs to AUSTRAC?

No — ComplyHub drafts the SMR and pre-fills approximately 70% of the form from data it already holds. The firm’s AML compliance officer reviews, finalises, and submits via AUSTRAC Online. This boundary is deliberate — filing is a statutory obligation of the reporting entity, not the vendor.

Where is my data stored?

All ComplyHub-owned data lives on AWS Sydney ap-southeast-2. Biometric data is processed by Stripe and never stored on ComplyHub servers — we hold only the verification result and reference ID. 7-year retention on an append-only hash-chained audit log.

What happens when a client triggers EDD?

The system automatically pauses the engagement, requests additional documents including source of wealth declaration and UBO tracing, notifies the firm partner via Slack and email, and logs every decision with full rationale. The firm’s compliance officer makes the final call — ComplyHub makes sure that call is documented.

Is ComplyHub suitable if my firm fails the AUSTRAC Starter Kit suitability criteria?

Yes — ComplyHub is specifically designed for firms with 1–2 suitability fails. The platform extends the Starter Kit framework with the operational controls needed to fill those gaps, producing a stronger audit posture than either DIY or bespoke alternatives.

When will ComplyHub be ready?

Phase 1 including onboarding, IDV, screening, risk scoring, EDD routing, and audit trail is live in pilot. MVP ready 10 May 2026. Phase 2 SMR drafting assistant follows pilot validation.

Ready to See It Live?

Book a 30-minute demo and watch a real client go from XPM creation to AUSTRAC-ready in under 90 seconds.